ZIP 45419 Foreclosure, Tax-Lien & Distress Report

In Montgomery County, Ohio, ZIP 45419 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Property-level stress concentrates in structural risk (55/100), construction/permit lag (47/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (78/100). The split runs 55/100 structural to 2/100 active on the ground.

Prices here sit in a peak phase: values rose 4.6% over the trailing year, and 22% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

65% of housing is owner-occupied. 7.4% of residents fall below the poverty threshold. At $85,876, median income runs near typical U.S. levels. There are about 7,565 housing units across 45419. Home values center near $248,400, an affordability ratio of 2.8× — accessible. DLRadar's demographic-stress index for the area reads 23/100. Around 57% of adults hold a bachelor's degree or higher. Population is roughly 16,583 with a median age of 36. Around 31% of renters are cost-burdened. Vacancy runs 5.2%.

Broadly, 45419 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 45419 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 45419's 24/100 can be lined up against any neighbor in Montgomery County, Ohio or any ZIP coast to coast. 45419 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 45419's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 45419 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.