ZIP 45429 Foreclosure, Tax-Lien & Distress Report

Montgomery County, Ohio's ZIP 45429 registers 24/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (78/100). The pressure is most legible in structural risk (55/100), construction/permit lag (47/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted. Structurally it carries 55/100, against 2/100 of stress already in motion.

The peak-phase market in 45429 posted values that rose 4.6% over the year, and 20% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 26,510 with a median age of 41. A median home runs $238,700 here, or 2.9 times local income. Vacancy runs 5.2%. There are about 12,642 housing units across 45429. On demographic stress specifically, 45429 scores 25/100. Educational attainment sits at 48% bachelor's-or-above. Households earn a median $77,291 — near the roughly $78,000 national figure. 6.8% of residents fall below the poverty threshold. Owners hold 70% of homes, renters 30%. Rent burden reaches 42% of tenant households.

Overall, 45429 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 45429 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 45429 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 45429 stays directly comparable to neighboring ZIPs and the rest of Montgomery County, Ohio. Every figure is auditable to a public dataset and refreshed on ingest; 45429 shows blanks, not estimates, wherever the record is sparse.

Each component behind 45429 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. Treat 45429 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.