ZIP 45429 Property Distress & Foreclosure Data

Composite property distress in 45429 (Montgomery County, Ohio) lands at 23/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (79/100)). The sharpest non-environmental signals are structural risk (53/100), construction/permit lag (38/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). Structural risk reads 53/100 against active distress of 2/100.

The expansion-phase market in 45429 posted values that rose 7.0% over the year, and 20% higher over three years, at 40/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 26,510 with a median age of 41. A median home runs $238,700 here, or 2.9 times local income. Vacancy runs 5.2%. There are about 12,642 housing units across 45429. On demographic stress specifically, 45429 scores 25/100. About 48% have a four-year degree. Households earn a median $77,291 — near the roughly $78,000 national figure. Roughly 6.8% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 70% owner-occupied to 30% rented. Rent burden reaches 42% of tenant households.

On balance 45429 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.