ZIP 45459 Property Distress & Foreclosure Data

In Montgomery County, Ohio, ZIP 45459 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (53/100), construction/permit lag (39/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). The latent-versus-live split is 53/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (78/100)).

The expansion-phase market in 45459 posted values that rose 7.0% over the year, and 20% higher over three years (phase confidence 40/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 33% of renters are cost-burdened. A median home runs $302,100 here, or 3.1 times local income. Roughly 6.4% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 45459 scores 24/100. The ZIP holds roughly 14,003 housing units. About 50% have a four-year degree. Households earn a median $89,144 — above the roughly $78,000 national figure. The tenure split is 67% owner-occupied to 33% rented. The vacancy rate is 5.6%. Population is roughly 28,454 with a median age of 49.

Broadly, 45459 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.