ZIP 45325 Property Distress & Foreclosure Data

Composite property distress in 45325 (Montgomery County, Ohio) lands at 23/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (53/100), construction/permit lag (38/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted. On the structural side it scores 53/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (79/100).

Prices here sit in a expansion phase: values rose 7.0% over the trailing year, and 23% higher over three years (phase confidence 40/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $79,688, median income runs near typical U.S. levels. The ZIP holds roughly 1,001 housing units. The poverty rate is 1.9% — low. Around 34% of renters are cost-burdened. The demographic-stress sub-score lands at 23/100. The vacancy rate is 2.0%. Around 22% of adults hold a bachelor's degree or higher. The typical home is worth about $234,600 (2.7× income, relatively affordable). 2,746 residents call 45325 home, typically aged 46. 94% of housing is owner-occupied.

On balance, 45325 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.