ZIP 45417 Property Distress & Foreclosure Data

ZIP code 45417 in Montgomery County, Ohio carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (53/100), construction/permit lag (38/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (79/100)). On the structural side it scores 53/100, with 2/100 of stress already active.

The expansion-phase market in 45417 posted values that rose 7.0% over the year, and 6% higher over three years (phase confidence 40/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $35,027 — below the roughly $78,000 national figure. Roughly 32.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 15,057 housing units. Around 43% of renters are cost-burdened. About 12% have a four-year degree. The tenure split is 51% owner-occupied to 49% rented. On demographic stress specifically, 45417 scores 35/100. The vacancy rate is 21.1% — elevated. Population is roughly 28,161 with a median age of 39. A median home runs $75,100 here, or 2.1 times local income.

On the whole, 45417 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.