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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 45423 Foreclosure, Tax-Lien & Distress Report

Montgomery County, Ohio · Distress market

ZIP code 45423 in Montgomery County, Ohio carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 55/100, with 0/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (78/100). The most distinctive pressure shows up in structural risk (55/100), construction/permit lag (47/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100).

The market reads peak — home values rose 4.6% year on year (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Broadly, 45423 is a steadier market — the deals are the exceptions, not the rule. 45423 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 45423 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 45423 can be compared directly against any other ZIP in Montgomery County, Ohio or nationwide. 45423 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

45423's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 45423 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

24/100
Composite stress
55/100
Structural risk
0/100
Distress activity

ZIP 45423 distress signals, scored

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk92
Another 9 scored dimensions sit behind 45423

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 45423 by the numbers

45423 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Nearby ZIPs in Montgomery County

Keep exploring Ohio distress

Other reports tied to Montgomery County, Ohio — ZIP, county and statewide.

Open the complete 45423 acquisition file

See who owns each distressed property in 45423, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.

Built from public records, scored the same way everywhere · methodology

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