ZIP 45426 Property Distress & Foreclosure Data

ZIP code 45426 in Montgomery County, Ohio carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (53/100), construction/permit lag (38/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). The latent-versus-live split is 53/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (79/100)).

The expansion-phase market in 45426 posted values that rose 7.0% over the year, and 32% higher over three years (phase confidence 40/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 7,984 housing units. Roughly 21.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $123,900 here, or 2.2 times local income. Around 42% of renters are cost-burdened. Population is roughly 13,582 with a median age of 44. About 21% have a four-year degree. On demographic stress specifically, 45426 scores 31/100. The tenure split is 55% owner-occupied to 45% rented. Households earn a median $51,538 — below the roughly $78,000 national figure. The vacancy rate is 13.9% — elevated.

On the whole, 45426 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.