ZIP 45426 Foreclosure, Tax-Lien & Distress Report
Montgomery County, Ohio · High Vacancy market
ZIP 45426's composite property-distress score is 24/100 - DLRadar classes that as low for Montgomery County, Ohio. Property-level stress concentrates in structural risk (54/100), construction/permit lag (43/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted. Structurally it carries 54/100, against 2/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (78/100).
The market reads peak — home values rose 4.6% year on year, and 32% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
There are about 7,984 housing units across 45426. Roughly 21.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The typical home is worth about $123,900 (2.2× income, relatively affordable). Rent burden reaches 42% of tenant households. 13,582 residents call 45426 home, typically aged 44. About 21% have a four-year degree. The demographic-stress sub-score lands at 31/100. Owners hold 55% of homes, renters 45%. At $51,538, median income runs below typical U.S. levels. Vacancy runs 13.9%, above the national norm and a classic distress-and-opportunity signal.
Net-net, 45426 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 45426 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 45426 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. 45426 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 45426 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. The point of the 45426 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 45426
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 45426 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Montgomery County ZIP reports
Nearest ZIP codes to 45426
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 45426
Other reports tied to Montgomery County, Ohio — ZIP, county and statewide.
Open the complete 45426 acquisition file
Every distressed parcel in 45426 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology