ZIP 45415 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 45415 (Montgomery County, Ohio) lands at 24/100 — low on DLRadar's public-record scoring. What sets it apart are the readings on structural risk (55/100), construction/permit lag (47/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (78/100)). Latent structural risk is 55/100 while live distress already moving reads 2/100.

Prices here sit in a peak phase: values rose 4.6% over the trailing year, and 23% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $78,864 — near the roughly $78,000 national figure. 10.7% of residents fall below the poverty threshold. The vacancy rate is 5.8%. 12,171 residents call 45415 home, typically aged 44. Rent burden reaches 36% of tenant households. The typical home is worth about $188,600 (2.1× income, relatively affordable). Around 34% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 25/100. Owners hold 69% of homes, renters 31%. There are about 5,514 housing units across 45415.

On balance, 45415 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 45415 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 45415's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 45415, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 24/100 figure for 45415 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 45415 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.