ZIP 45415 Property Distress & Foreclosure Data

Composite property distress in 45415 (Montgomery County, Ohio) lands at 23/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (53/100), construction/permit lag (38/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (79/100). The latent-versus-live split is 53/100 structural and 2/100 already moving.

Prices here sit in a expansion phase: values rose 7.0% over the trailing year, and 23% higher over three years (phase confidence 40/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $78,864, median income runs near typical U.S. levels. The poverty rate is 10.7%. The vacancy rate is 5.8%. 12,171 residents call 45415 home, typically aged 44. Around 36% of renters are cost-burdened. The typical home is worth about $188,600 (2.1× income, relatively affordable). Around 34% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 25/100. 69% of housing is owner-occupied. The ZIP holds roughly 5,514 housing units.

On balance, 45415 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.