ZIP 45420 Property Distress & Foreclosure Data

Montgomery County, Ohio's ZIP 45420 registers 23/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (53/100), construction/permit lag (38/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (79/100)). On the structural side it scores 53/100, with 2/100 of stress already active.

The expansion-phase market in 45420 posted values that rose 7.0% over the year, and 25% higher over three years (phase confidence 40/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 27% have a four-year degree. Population is roughly 23,956 with a median age of 40. Roughly 12.6% live below the poverty line. A median home runs $131,300 here, or 2.0 times local income. Households earn a median $56,670 — below the roughly $78,000 national figure. The tenure split is 63% owner-occupied to 37% rented. Around 35% of renters are cost-burdened. The vacancy rate is 3.4%. On demographic stress specifically, 45420 scores 25/100. The ZIP holds roughly 12,450 housing units.

On balance 45420 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.