ZIP 45409 Property Distress & Foreclosure Data

In Montgomery County, Ohio, ZIP 45409 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 53 and live distress 2 on the 0–100 scale. Its standout signals are structural risk (53/100), construction/permit lag (38/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (79/100).

Prices here sit in a expansion phase: values rose 7.0% over the trailing year, and 18% higher over three years, at 40/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

15,677 residents call 45409 home, typically aged 21. There are about 3,372 housing units across 45409. The demographic-stress sub-score lands at 26/100. 71% of housing is owner-occupied. At $84,000, median income runs near typical U.S. levels. Around 65% of adults hold a bachelor's degree or higher. The typical home is worth about $249,000 (2.8× income, relatively affordable). Rent burden reaches 42% of tenant households. Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 18.6% — high, a tax-stress and distress correlate.

On balance, 45409 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.