ZIP 45414 Property Distress & Foreclosure Data

DLRadar grades ZIP 45414 (Montgomery County, Ohio) at a low 23/100 for overall property distress. Structural risk reads 53/100 against active distress of 2/100. Property-level stress concentrates in structural risk (53/100), construction/permit lag (38/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (79/100)).

The expansion-phase market in 45414 posted values that rose 7.0% over the year, and 18% higher over three years, at 40/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 68% owner-occupied to 32% rented. A median home runs $182,300 here, or 3.0 times local income. There are about 10,060 housing units across 45414. Vacancy runs 3.5%. Population is roughly 20,479 with a median age of 46. Rent burden reaches 47% of tenant households. On demographic stress specifically, 45414 scores 32/100. About 26% have a four-year degree. Households earn a median $53,824 — below the roughly $78,000 national figure. Roughly 21.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On the whole, 45414 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.