ZIP 45414 Foreclosure, Tax-Lien & Distress Report

ZIP 45414's composite property-distress score is 24/100 - DLRadar classes that as low for Montgomery County, Ohio. The split runs 55/100 structural to 2/100 active on the ground. Its standout signals are structural risk (55/100), construction/permit lag (47/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (78/100).

The peak-phase market in 45414 posted values that rose 4.6% over the year, and 18% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 68% owner-occupied to 32% rented. Home values center near $182,300, an affordability ratio of 3.0× — accessible. There are about 10,060 housing units across 45414. Vacancy runs 3.5%. About 20,479 people live here, median age 46. Rent burden reaches 47% of tenant households. DLRadar's demographic-stress index for the area reads 32/100. Around 26% of adults hold a bachelor's degree or higher. Households earn a median $53,824 — below the roughly $78,000 national figure. 21.9% of residents fall below the poverty threshold.

Net-net, 45414 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 45414 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 45414's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 45414 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 24/100 for 45414 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 45414 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.