ZIP 45406 Property Distress & Foreclosure Data

Composite property distress in 45406 (Montgomery County, Ohio) lands at 23/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (79/100). On the structural side it scores 53/100, with 2/100 of stress already active. The sharpest non-environmental signals are structural risk (53/100), construction/permit lag (38/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 7.0% over the trailing year, and 26% higher over three years (phase confidence 40/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $43,241, median income runs below typical U.S. levels. Around 21% of adults hold a bachelor's degree or higher. The ZIP holds roughly 10,777 housing units. The typical home is worth about $85,000 (1.9× income, relatively affordable). Around 46% of renters are cost-burdened. The demographic-stress sub-score lands at 32/100. 20,261 residents call 45406 home, typically aged 38. The vacancy rate is 17.1% — elevated. The poverty rate is 22.6% — high, a tax-stress and distress correlate. 48% of housing is owner-occupied.

Taken together, 45406 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.