Montgomery County, OH: Foreclosures, Tax Liens & Distressed Properties
Montgomery County, OH, Ohio: 42 ZIP codes scored, Montgomery County, OH averaging 23/100 (low, Montgomery, OH), from 14 to 25. Montgomery County, OH is in its peak phase (Montgomery, OH confidence 27/100): Montgomery, OH home prices up 4.6% (Montgomery, OH) over twelve months. Montgomery County, OH lender headwind: 48/100.
Highest-scoring Montgomery County, OH ZIPs: 45042 (25/100), 45315 (24/100), 45325 (24/100), 45342 (24/100), 45345 (24/100), 45354 (24/100). Also scored in Montgomery County, OH: 45377, 45402, 45403, 45404, 45405, 45406, 45409, 45410, 45414, 45415.
Across Montgomery County, OH's scored ZIPs: median home value $188,267, household income $72,858, 9.3% vacancy, 17.5% poverty, 63% owner-occupied, median age 40.3.
Montgomery County, OH insurance distress 27/100 (#1,839 in the US); FEMA hazard 0/100 for Montgomery, OH; 27 Montgomery, OH NFIP flood claims, $228K paid; Montgomery, OH construction distress 43/100.
20 banks with 96 branches lend in Montgomery County, OH; Montgomery, OH weighted bank stress 62/100, highest 98/100 in Montgomery, OH.
Montgomery County, OH unemployment 3.9% (Montgomery, OH -0.9 pts, six months); 1,230 new housing units permitted in Montgomery County, OH over twelve months, Montgomery, OH up 7% from 1,149; Montgomery, OH home prices +9.5% a year (Montgomery, OH) over three years.
252,843 housing units in Montgomery County, OH; 86,708 Montgomery, OH renter households; 43% of Montgomery, OH renters spend 30%+ of income on rent, 21% (Montgomery, OH) half or more.
Montgomery County, OH ranks #1,590 nationally on the opportunity index (Montgomery, OH, among all ranked counties); Montgomery, OH scores 29.1/100 and Montgomery, OH sits #13 inside Ohio. Montgomery, OH is in the early_signal opportunity phase; Montgomery, OH's primary driver is bank institutional, Montgomery, OH second driver construction; Montgomery, OH moved up 766 places. 64 short-sale listings across Montgomery, OH; 87 days on market observed in Montgomery, OH; 8.6% vacancy over 42 Montgomery, OH ZIPs.
1.3% of Montgomery County, OH mortgages were ninety-plus days late in December 2025; Montgomery, OH's thirty-to-eighty-nine-day share was 2.8% (CFPB county sample). Montgomery, OH's ninety-day rate is up 0.2 points on twelve months earlier; the Montgomery, OH peak since 2008 was 4.1% in November 2009; Ohio overall reads 1.0%.
Montgomery County, OH has 17 watched banks; 17 Montgomery, OH banks sit in an elevated band. Montgomery, OH footprints: Fifth Third Bank Na (16 branches, stress 62) in Montgomery, OH; Jpmorgan Chase Bank Na (12 branches, stress 65) in Montgomery, OH; Keybank National Assn (9 branches, stress 65) in Montgomery, OH.
HUD lists 45 assisted multifamily properties in Montgomery County, OH with 3,082 units; 1,969 Montgomery, OH units are assisted, 25 Montgomery, OH properties under project-based Section 8.
21,524 of the 252,843 housing units in Montgomery, OH sit vacant. Montgomery County, OH permitted 584 multifamily units in twelve months; Montgomery, OH's one-to-four unit structures added 646 units in Montgomery County, OH.