Montgomery County, OH: Foreclosures, Tax Liens & Distressed Properties
Montgomery County, Ohio is mapped parcel-to-ZIP by DLRadar's public-record distress engine. The county spans 42 scored ZIP codes, averaging 23/100 composite distress. County-level credit and bank headwind reads 48/100. Across its ZIPs, composite distress spans 14 to 24 out of 100.
Currently peak, Montgomery County saw prices rise 4.6% year over year, a 27/100-confidence read. This late in the run, the average masks the outliers as the ZIP scores below show.
With Montgomery County flat at +4.6% YoY (27/100 confidence), the discount lives in outliers — target the few ZIPs carrying distress. Mid-range bank stress at 48/100 points to both signal sets in play here.
By composite, 45042 (24/100), 45309 (24/100), 45315 (24/100), 45325 (24/100), 45327 (24/100), 45342 (24/100) top the county — tap any ZIP to go deeper. Coverage extends to 45345, 45354, 45377, 45402, 45403, 45404, 45405, 45406, 45409, 45410 among others.
On the housing-and-income side, Montgomery County's scored ZIPs show a median age of 40.3, a median household income near $72,858 (near the US norm), typical home values near $188,267, poverty running near 17.5%, 63% owner-occupancy, 9.3% of units sitting vacant. These fundamentals set up the kind of distress to expect and the buyer pool on exit.
Net of it all, 23/100 over 42 ZIPs means distress here is parcel-specific — work it parcel by parcel. Unlock Montgomery County to see every parcel's owner, address and APN, score, bank exposure and an exit-velocity estimate.
No county is too small to score: Montgomery County, Ohio runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Montgomery County's numbers mean exactly what they mean anywhere else in Ohio.
The point of scoring Montgomery County, Ohio is to narrow it — the high-composite ZIPs carry the distress, and everything below them rarely repays the outreach cost. Every Montgomery County signal ties to a named public source, and where the record is sparse DLRadar shows nothing instead of guessing.
Drilling in, Montgomery County's highest-scoring ZIPs are 45042 (24/100), 45309 (24/100), 45315 (24/100), 45325 (24/100), 45327 (24/100), 45342 (24/100). DLRadar also scores 45345, 45354, 45377, 45402, 45403, 45404, 45405, 45406 and more across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.
The Montgomery County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.
| ZIP | State | Distress score | 🔒 Owner | 🔒 Property Address | 🔒 Parcel ID |
|---|---|---|---|---|---|
| 45042 | OH | 24 | |||
| 45309 | OH | 24 | |||
| 45315 | OH | 24 | |||
| 45325 | OH | 24 | |||
| 45327 | OH | 24 | |||
| 45342 | OH | 24 | |||
| 45345 | OH | 24 | |||
| 45354 | OH | 24 |
Most distressed ZIP codes in Montgomery County
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