Ohio Home-Insurance Distress by County
Home-insurance distress across Ohio is below the national average, with an average county insurance-distress score of 14/100 — the 44th-highest of the 52 states and territories DLRadar scores. All 88 Ohio counties are scored for the premium spikes, non-renewals and carrier exits that create insurance-driven sellers ahead of mortgage distress.
Ohio's reading is built on an average FEMA hazard score of 0/100 and average NFIP flood-claim stress of 41/100; those are the risks behind rate hikes and non-renewals here.
NFIP paid $12,819,309 across 398 Ohio flood claims in three years; that ledger is what reprices coverage statewide.
Insurance pressure in Ohio is most useful read against the rest: DLRadar aligns it with foreclosure, lender-stress and ownership data county by county, separating owners squeezed only by premiums from those under broader strain.
Because Ohio is rebuilt monthly from fresh FEMA, NFIP and carrier inputs, its #44 national rank and county order move with actual conditions, not a fixed snapshot.
The sharpest pressure concentrates in Hamilton County (32/100, #1514 nationally) and Summit County. The county-by-county breakdown below ranks every Ohio market by insurance distress, each linking to its full report.
For anyone sourcing acquisitions in Ohio, the value of a state-level insurance read is that it points to which counties to open first: a below the national average average means the pressure is real but uneven, and the county table below is where that pressure resolves into specific markets.
Underneath the Ohio headline sit three separable layers — hazard exposure, flood-loss history and carrier pullback — each scored on its own before rolling up, so the state number describes a mix of risks rather than a single cause.
Treated properly, Ohio's insurance distress is a lead source: it flags owners whose breaking point is the policy, and the ranked counties below are where to start.
DLRadar scores insurance distress monthly for every U.S. county from FEMA, NFIP and carrier-pressure data, then ties it to parcel-level foreclosure, tax-lien and ownership signals. So in Ohio you can find the owners whose breaking point is the insurance bill, before they list.
| County | State | Insurance Score | 🔒 Address | 🔒 Owner |
|---|---|---|---|---|
| Hamilton County | Ohio | 32/100 | ||
| Summit County | Ohio | 31/100 | ||
| Clermont County | Ohio | 30/100 | ||
| Cuyahoga County | Ohio | 30/100 | ||
| Washington County | Ohio | 29/100 | ||
| Wayne County | Ohio | 29/100 | ||
| Athens County | Ohio | 28/100 | ||
| Belmont County | Ohio | 28/100 | ||
| Lake County | Ohio | 28/100 | ||
| Jackson County | Ohio | 28/100 |
Most insurance-distressed counties in Ohio
Source distressed Ohio property
Insurance strain precedes distress filings, so DLRadar aligns it with Ohio foreclosure, tax-lien and ownership data parcel by parcel.
Deterministic scoring on FEMA, NFIP and Census records · how insurance distress works
Source the deal. Match the capital. Get to closing.
Data is where it starts. DLRadar takes it to a funded, closed acquisition without leaving the platform.
The week gives you full sight of the platform. Owner names, contacts, parcel IDs and exports remain on the plan. One trial per customer, never auto-billed.
More layers of DLRadar intelligence
Every layer feeds the next — macro distress, institutional stress, per-ZIP detail, then the operators and capital to act.
🏠 The complete DLRadar platform →The whole acquisition pipeline in one place. Try it free for 60 minutes.dlradar.com