Montgomery County, OH: Home-Insurance Distress & Forced-Sale Pressure
Montgomery County, OH: 27/100 (moderate) home-insurance distress; Montgomery, OH band LOW; Montgomery, OH #1,839 of 3,222 counties; Montgomery, OH #19 of 88 in Ohio; raw Montgomery, OH 31.2; Montgomery, OH coverage multiplier 0.85.
FEMA hazard, Montgomery, OH: 0/100; Montgomery, OH declarations, three years: none.
NFIP claims, Montgomery, OH, three years: 27; Montgomery, OH payouts $228,338; per Montgomery, OH claim $8,457; Montgomery, OH claim-stress 78/100.
Montgomery, OH monthly score: 27 in every month from March 2026 (Montgomery, OH) through October 2026.
Montgomery, OH components: NFIP claims 78; Montgomery, OH retreat index 27; Montgomery, OH climate multiplier 0.85.
Construction distress, Montgomery, OH: 43/100 as of August 2026 (Montgomery, OH: 32/100 one-to-four unit, 53/100 multifamily).
Montgomery, OH ZIPs, June 2026 (Montgomery, OH, 16 highest): score 0 (Montgomery, OH), climate 92 (Montgomery, OH): 45315, 45325, 45342, 45345, Montgomery, OH 45354, 45377, 45402, 45403, Montgomery, OH 45404, 45405, 45406, 45409, Montgomery, OH 45410, 45414, 45415, 45416.
DLRadar rescores Montgomery, OH monthly; Montgomery, OH readings join Montgomery, OH foreclosure, lien and ownership parcels (Montgomery, OH), so cost-squeezed Montgomery, OH owners surface before listing.
Inside Ohio, Montgomery County ranks 19th of 88 counties for home-insurance distress at 27/100; Lucas County (27/100) sits just above Montgomery County, and Stark County (26/100) sits just below Montgomery County.
Deterministic. Every Montgomery County, OH signal traces to a public Montgomery dataset (FEMA, NFIP, Census for Montgomery, OH) · how insurance distress works in Montgomery, OH · methodology
FAQ: Montgomery County, OH insurance distress
What is the Montgomery County, OH home-insurance-distress score?
Montgomery, OH: 27/100 (LOW), #1,839 of 3,222, #19 in Ohio. FEMA hazard, Montgomery, OH: 0/100; NFIP stress, Montgomery, OH: 78/100; construction, Montgomery, OH: 43/100; Montgomery, OH rescores monthly.
Is Montgomery County insurance distress getting better or worse (OH)?
Montgomery, OH: 27 in March 2026; Montgomery, OH: 27 in October 2026 (unchanged); Montgomery, OH NFIP claims score 78.
How many flood-insurance claims has Montgomery County, OH had?
Montgomery, OH: 27 NFIP claims, three years; Montgomery, OH paid $228,338; per Montgomery, OH claim $8,457; carriers reprice Montgomery, OH against that record.
Which Montgomery County ZIP codes carry the most insurance distress (OH)?
Montgomery, OH, June 2026: 45315 at 0, 45325 at 0, 45342 at 0, 45345 at 0; Montgomery, OH climate scores there: 92, 92, 92, 92.
Why does Montgomery, OH insurance distress create sellers?
A Montgomery, OH premium outruns the Montgomery, OH budget; a carrier leaves Montgomery, OH; Montgomery, OH carrying cost passes plan; Montgomery, OH owners sell while current; Montgomery, OH insurance distress leads Montgomery, OH foreclosure data.