Ashtabula County, OH: Home-Insurance Distress & Forced-Sale Pressure
Ashtabula County, OH: 25/100 (moderate) home-insurance distress; Ashtabula, OH band LOW; Ashtabula, OH #1,958 of 3,222 counties; Ashtabula, OH #32 of 88 in Ohio; raw Ashtabula, OH 28.9; Ashtabula, OH coverage multiplier 0.85.
FEMA hazard, Ashtabula, OH: 0/100; Ashtabula, OH declarations, three years: none.
NFIP claims, Ashtabula, OH, three years: 5; Ashtabula, OH payouts $85,236; per Ashtabula, OH claim $17,047; Ashtabula, OH claim-stress 72/100.
Ashtabula, OH monthly score: 25 in every month from March 2026 (Ashtabula, OH) through October 2026.
Ashtabula, OH components: NFIP claims 72; Ashtabula, OH retreat index 25; Ashtabula, OH climate multiplier 0.85.
Construction distress, Ashtabula, OH: 54/100 as of August 2026 (Ashtabula, OH: 52/100 one-to-four unit, 66/100 multifamily).
Ashtabula, OH ZIPs, June 2026 (Ashtabula, OH, 16 highest): score 0 (Ashtabula, OH), climate 82 (Ashtabula, OH): 44428; score 0 (Ashtabula, OH), climate 78 (Ashtabula, OH): 44057; score 0 (Ashtabula, OH), climate 66 (Ashtabula, OH): 44062; score 0 (Ashtabula, OH), climate 64 (Ashtabula, OH): 44076; score 0 (Ashtabula, OH), climate 62 (Ashtabula, OH): 44086; score 0 (Ashtabula, OH), climate 61 (Ashtabula, OH): 44003, 44004, 44010, 44030, Ashtabula, OH 44032, 44041, 44047, 44048, Ashtabula, OH 44068, 44082, 44084.
DLRadar rescores Ashtabula, OH monthly; Ashtabula, OH readings join Ashtabula, OH foreclosure, lien and ownership parcels (Ashtabula, OH), so cost-squeezed Ashtabula, OH owners surface before listing.
Inside Ohio, Ashtabula County ranks 32nd of 88 counties for home-insurance distress at 25/100; Wood County (25/100) sits just above Ashtabula County, and Lawrence County (25/100) sits just below Ashtabula County.
Deterministic. Every Ashtabula County, OH signal traces to a public Ashtabula dataset (FEMA, NFIP, Census for Ashtabula, OH) · how insurance distress works in Ashtabula, OH · methodology
FAQ: Ashtabula County, OH insurance distress
What is the Ashtabula County, OH home-insurance-distress score?
Ashtabula, OH: 25/100 (LOW), #1,958 of 3,222, #32 in Ohio. FEMA hazard, Ashtabula, OH: 0/100; NFIP stress, Ashtabula, OH: 72/100; construction, Ashtabula, OH: 54/100; Ashtabula, OH rescores monthly.
Is Ashtabula County insurance distress getting better or worse (OH)?
Ashtabula, OH: 25 in March 2026; Ashtabula, OH: 25 in October 2026 (unchanged); Ashtabula, OH NFIP claims score 72.
How many flood-insurance claims has Ashtabula County, OH had?
Ashtabula, OH: 5 NFIP claims, three years; Ashtabula, OH paid $85,236; per Ashtabula, OH claim $17,047; carriers reprice Ashtabula, OH against that record.
Which Ashtabula County ZIP codes carry the most insurance distress (OH)?
Ashtabula, OH, June 2026: 44428 at 0, 44057 at 0, 44062 at 0, 44076 at 0; Ashtabula, OH climate scores there: 82, 78, 66, 64.
Why does Ashtabula, OH insurance distress create sellers?
A Ashtabula, OH premium outruns the Ashtabula, OH budget; a carrier leaves Ashtabula, OH; Ashtabula, OH carrying cost passes plan; Ashtabula, OH owners sell while current; Ashtabula, OH insurance distress leads Ashtabula, OH foreclosure data.