Lake County, OH: Home-Insurance Distress & Forced-Sale Pressure
Lake County, OH: 28/100 (moderate) home-insurance distress; Lake, OH band LOW; Lake, OH #1,681 of 3,222 counties; Lake, OH #15 of 88 in Ohio; raw Lake, OH 32.5; Lake, OH coverage multiplier 0.85.
FEMA hazard, Lake, OH: 0/100; Lake, OH declarations, three years: none.
NFIP claims, Lake, OH, three years: 7; Lake, OH payouts $261,064; per Lake, OH claim $37,295; Lake, OH claim-stress 81/100.
Lake, OH monthly score rose, 27 (March 2026) to 28 (October 2026); Lake, OH by month: March 27, April 27, May 28, June 28 (Lake, OH), July 28, August 28, September 28, October 28.
Lake, OH components: NFIP claims 81; Lake, OH retreat index 28; Lake, OH climate multiplier 0.85.
Construction distress, Lake, OH: 50/100 as of August 2026 (Lake, OH: 53/100 one-to-four unit, 0/100 multifamily).
Lake, OH ZIPs, June 2026 (Lake, OH, 11 highest): score 0 (Lake, OH), climate 79 (Lake, OH): 44045, 44077, 44081, 44092, Lake, OH 44094, 44095; score 0 (Lake, OH), climate 78 (Lake, OH): 44057, 44060; score 0 (Lake, OH), climate 62 (Lake, OH): 44086; score 0 (Lake, OH), climate 61 (Lake, OH): 44024, 44041.
DLRadar rescores Lake, OH monthly; Lake, OH readings join Lake, OH foreclosure, lien and ownership parcels (Lake, OH), so cost-squeezed Lake, OH owners surface before listing.
Inside Ohio, Lake County ranks 15th of 88 counties for home-insurance distress at 28/100; Jackson County (28/100) sits just above Lake County, and Belmont County (28/100) sits just below Lake County.
Deterministic. Every Lake County, OH signal traces to a public Lake dataset (FEMA, NFIP, Census for Lake, OH) · how insurance distress works in Lake, OH · methodology
FAQ: Lake County, OH insurance distress
What is the Lake County, OH home-insurance-distress score?
Lake, OH: 28/100 (LOW), #1,681 of 3,222, #15 in Ohio. FEMA hazard, Lake, OH: 0/100; NFIP stress, Lake, OH: 81/100; construction, Lake, OH: 50/100; Lake, OH rescores monthly.
Is Lake County insurance distress getting better or worse (OH)?
Lake, OH: 27 in March 2026; Lake, OH: 28 in October 2026 (worse); Lake, OH NFIP claims score 81.
How many flood-insurance claims has Lake County, OH had?
Lake, OH: 7 NFIP claims, three years; Lake, OH paid $261,064; per Lake, OH claim $37,295; carriers reprice Lake, OH against that record.
Which Lake County ZIP codes carry the most insurance distress (OH)?
Lake, OH, June 2026: 44045 at 0, 44077 at 0, 44081 at 0, 44092 at 0; Lake, OH climate scores there: 79, 79, 79, 79.
Why does Lake, OH insurance distress create sellers?
A Lake, OH premium outruns the Lake, OH budget; a carrier leaves Lake, OH; Lake, OH carrying cost passes plan; Lake, OH owners sell while current; Lake, OH insurance distress leads Lake, OH foreclosure data.