Lake County, OH: Foreclosures, Tax Liens & Distressed Properties

Lake County, OH, Ohio: 11 ZIP codes scored, Lake County, OH averaging 21/100 (low, Lake, OH), from 16 to 23. Lake County, OH is in its peak phase (Lake, OH confidence 33/100): Lake, OH home prices up 3.8% (Lake, OH) over twelve months. Lake County, OH lender headwind: 64/100.

Highest-scoring Lake County, OH ZIPs: 44045 (23/100), 44077 (23/100), 44081 (23/100), 44092 (23/100), 44094 (23/100), 44095 (23/100). Also scored in Lake County, OH: 44057, 44060, 44041, 44024, 44086.

Across Lake County, OH's scored ZIPs: median home value $222,291, household income $79,721, 6.5% vacancy, 8.0% poverty, 79% owner-occupied, median age 45.4.

Lake County, OH insurance distress 28/100 (#1,681 in the US); FEMA hazard 0/100 for Lake, OH; 7 Lake, OH NFIP flood claims, $261K paid; Lake, OH construction distress 50/100.

16 banks with 50 branches lend in Lake County, OH; Lake, OH weighted bank stress 68/100, highest 90/100 in Lake, OH.

Lake County, OH unemployment 1.6% (Lake, OH -2.9 pts, six months); 416 new housing units permitted in Lake County, OH over twelve months, Lake, OH up 0% from 414; Lake, OH home prices +8.7% a year (Lake, OH) over three years.

106,331 housing units in Lake County, OH; 25,014 Lake, OH renter households; 43% of Lake, OH renters spend 30%+ of income on rent, 20% (Lake, OH) half or more.

Lake County, OH ranks #2,111 nationally on the opportunity index (Lake, OH, among all ranked counties); Lake, OH scores 27.3/100 and Lake, OH sits #31 inside Ohio. Lake, OH is in the weak opportunity phase; Lake, OH's primary driver is bank institutional, Lake, OH second driver construction; Lake, OH moved up 516 places. 15 short-sale listings across Lake, OH; 105 days on market observed in Lake, OH; 5.3% vacancy over 11 Lake, OH ZIPs.

1.3% of Lake County, OH mortgages were ninety-plus days late in December 2025; Lake, OH's thirty-to-eighty-nine-day share was 2.9% (CFPB county sample). Lake, OH's ninety-day rate is up 0.5 points on twelve months earlier; the Lake, OH peak since 2008 was 3.7% in May 2012; Ohio overall reads 1.0%.

Lake County, OH has 8 watched banks; 8 Lake, OH banks sit in an elevated band. Lake, OH footprints: Jpmorgan Chase Bank Na (8 branches, stress 65) in Lake, OH; Huntington National Bank (7 branches, stress 63) in Lake, OH; Keybank National Assn (6 branches, stress 65) in Lake, OH.

HUD lists 11 assisted multifamily properties in Lake County, OH with 1,870 units; 332 Lake, OH units are assisted, 3 Lake, OH properties under project-based Section 8.

5,187 of the 106,331 housing units in Lake, OH sit vacant. Lake County, OH permitted 15 multifamily units in twelve months; Lake, OH's one-to-four unit structures added 401 units in Lake County, OH.