ZIP 44081 Property Distress & Foreclosure Data

In Lake County, Ohio, ZIP 44081 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (80/100), climate & FEMA risk (79/100). On the structural side it scores 56/100, with 2/100 of stress already active. Its standout signals are construction/permit lag (67/100), structural risk (56/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low.

The market reads expansion — home values rose 5.9% year on year, and 10% higher over three years (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 92% of homes, renters 8%. Around 37% of renters are cost-burdened. Median household income is $93,929, above the U.S. median near $78,000. Educational attainment sits at 29% bachelor's-or-above. 4.0% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 23/100. The ZIP holds roughly 2,822 housing units. The vacancy rate is 5.1%. Home values center near $242,600, an affordability ratio of 2.5× — accessible. About 6,945 people live here, median age 42.

Overall 44081 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.