ZIP 44095 Foreclosure, Tax-Lien & Distress Report
Lake County, Ohio · Affordable market
ZIP code 44095 in Lake County, Ohio carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 54/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — flood (NFIP) exposure (82/100), climate & FEMA risk (79/100). Property-level stress concentrates in construction/permit lag (57/100), structural risk (54/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low.
The market reads peak — home values rose 3.8% year on year, and 19% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
A median home runs $169,700 here, or 2.3 times local income. 6.5% of residents fall below the poverty threshold. Population is roughly 32,508 with a median age of 44. Median household income is $69,778, near the U.S. median near $78,000. 76% of housing is owner-occupied. The ZIP holds roughly 15,642 housing units. Vacancy runs 4.9%. Rent burden reaches 41% of tenant households. The demographic-stress sub-score lands at 25/100. About 24% have a four-year degree.
On balance 44095 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 44095 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The 44095 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 44095 stays directly comparable to neighboring ZIPs and the rest of Lake County, Ohio. Sparse data for 44095 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 24/100 for 44095 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 44095 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 44095’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 44095 distress snapshot
A live read on 44095: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Lake County
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Lake County, Ohio.
Get the full acquisition report for 44095
Pull every distressed parcel in 44095 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology