ZIP 44092 Foreclosure, Tax-Lien & Distress Report

Lake County, Ohio's ZIP 44092 registers 24/100 composite distress, which DLRadar reads as low. Its standout signals are construction/permit lag (57/100), structural risk (54/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100). Climate and flood risk are elevated too — flood (NFIP) exposure (82/100), climate & FEMA risk (79/100). Latent structural risk is 54/100 while live distress already moving reads 2/100.

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 24% higher over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 8.2%. Around 39% of renters are cost-burdened. The tenure split is 64% owner-occupied to 36% rented. A median home runs $175,600 here, or 2.5 times local income. At $67,907, median income runs below typical U.S. levels. Around 28% of adults hold a bachelor's degree or higher. Population is roughly 17,476 with a median age of 40. The vacancy rate is 4.8%. DLRadar's demographic-stress index for the area reads 26/100. The ZIP holds roughly 8,101 housing units.

Net-net, 44092 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 44092 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 44092's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 44092 reflects the current record instead of a stale or modeled snapshot.

Behind 44092's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 44092 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.