ZIP 44041 Foreclosure, Tax-Lien & Distress Report

ZIP code 44041 in Ashtabula County, Ohio carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. Environmental exposure also runs high (flood (NFIP) exposure (72/100), climate & FEMA risk (61/100)). On the structural side it scores 46/100, with 3/100 of stress already active. Its standout signals are construction/permit lag (53/100), structural risk (46/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (9/100).

The market reads peak — home values rose 3.8% year on year, and 25% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

The poverty rate is 15.7%. 13,992 residents call 44041 home, typically aged 47. The vacancy rate is 16.0% — elevated. Rent burden reaches 34% of tenant households. 72% of housing is owner-occupied. Educational attainment sits at 18% bachelor's-or-above. There are about 7,334 housing units across 44041. On demographic stress specifically, 44041 scores 30/100. At $58,438, median income runs below typical U.S. levels. A median home runs $174,200 here, or 2.9 times local income.

Net-net, 44041 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 44041 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 44041 runs through one identical scoring model, so its 20/100 sits on the same scale as every other ZIP in Ashtabula County, Ohio and the nation. Nothing here is interpolated — where a source is thin for 44041, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 20/100 figure for 44041 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 44041 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.