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ZIP 44048 Foreclosure, Tax-Lien & Distress Report

Ashtabula County, Ohio · High Vacancy market

Scored purely from public records, 44048 (Ashtabula County, Ohio) returns a low composite of 20/100. Structural exposure scores 46 and live distress 3 on the 0–100 scale. The pressure is most legible in construction/permit lag (54/100), structural risk (46/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (9/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (74/100), climate & FEMA risk (61/100).

Prices here sit in a peak phase: values rose 3.8% over the trailing year, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 2,336 with a median age of 56. 9.0% of residents fall below the poverty threshold. A median home runs $175,000 here, or 2.3 times local income. The tenure split is 91% owner-occupied to 9% rented. The ZIP holds roughly 987 housing units. Educational attainment sits at 18% bachelor's-or-above. Vacancy runs 12.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 69% of tenant households. At $63,712, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 30/100.

On the whole, 44048 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 44048 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 44048, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

44048's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 44048 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

20/100
Composite stress
46/100
Structural risk
3/100
Distress activity

ZIP 44048 distress signals, scored

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk61
9 further distress layers are graded for 44048

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 44048 Stress Report snapshot

A live read on 44048: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Neighbouring ZIPs in Ashtabula County

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