ZIP 16401 Foreclosure, Tax-Lien & Distress Report
Erie County, Pennsylvania · Affordable market
ZIP code 16401 in Erie County, Pennsylvania carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 57/100 against active distress of 2/100. Leading the profile are construction/permit lag (86/100), structural risk (57/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (6/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (83/100).
Prices here sit in a expansion phase: values rose 7.7% over the trailing year (phase confidence 40/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
About 3,842 people live here, median age 48. The tenure split is 81% owner-occupied to 19% rented. The typical home is worth about $162,600 (2.2× income, relatively affordable). Vacancy runs 9.3%. The ZIP holds roughly 1,787 housing units. Around 17% of adults hold a bachelor's degree or higher. Around 32% of renters are cost-burdened. At $67,976, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 25/100. 11.9% of residents fall below the poverty threshold.
Overall, 16401 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 16401 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 16401 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 16401, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 16401 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. For an operator, 16401 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 16401 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 16401 distress snapshot
A live read on 16401: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Erie County ZIPs near 16401
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Unlock the full ZIP 16401 acquisition report
Open 16401 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology