ZIP 16401 Property Distress & Foreclosure Data

In Erie County, Pennsylvania, ZIP 16401 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 56 and live distress 2 on the 0–100 scale. Its standout signals are construction/permit lag (79/100), structural risk (56/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (6/100). Environmental exposure also runs high (climate & FEMA risk (83/100)).

The expansion-phase market in 16401 posted values that rose 9.2% over the year, at 57/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 3,842 with a median age of 48. 81% of housing is owner-occupied. The typical home is worth about $162,600 (2.2× income, relatively affordable). Vacancy runs 9.3%. There are about 1,787 housing units across 16401. Around 17% of adults hold a bachelor's degree or higher. Rent burden reaches 32% of tenant households. At $67,976, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 25/100. The poverty rate is 11.9%.

On balance 16401 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.