ZIP 16441 Foreclosure, Tax-Lien & Distress Report

Erie County, Pennsylvania's ZIP 16441 registers 25/100 composite distress, which DLRadar reads as low. On the structural side it scores 57/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (83/100)). The most distinctive pressure shows up in construction/permit lag (86/100), structural risk (57/100), institutional ownership (13/100). institutional ownership (13/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 7.8% over the trailing year, and 19% higher over three years, at 40/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

9,485 residents call 16441 home, typically aged 48. The typical home is worth about $223,900 (2.8× income, relatively affordable). Roughly 7.2% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 3,956 housing units. Households earn a median $78,367 — near the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 26/100. The vacancy rate is 7.7%. Around 36% of renters are cost-burdened. 86% of housing is owner-occupied. Educational attainment sits at 23% bachelor's-or-above.

Net-net, 16441 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 16441 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 16441 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 16441 shows as blanks, never estimates, and the score updates on every fresh public filing.

16441's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 16441 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.