ZIP 16509 Property Distress & Foreclosure Data

ZIP code 16509 in Erie County, Pennsylvania carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (80/100), structural risk (56/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (6/100). Environmental exposure also runs high (climate & FEMA risk (83/100)). On the structural side it scores 56/100, with 2/100 of stress already active.

The expansion-phase market in 16509 posted values that rose 9.4% over the year, and 31% higher over three years (phase confidence 59/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 36% of renters are cost-burdened. The poverty rate is 11.4%. Around 37% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 27/100. At $68,880, median income runs near typical U.S. levels. The ZIP holds roughly 13,054 housing units. Population is roughly 28,133 with a median age of 43. The vacancy rate is 4.9%. 71% of housing is owner-occupied. The typical home is worth about $220,500 (3.0× income, relatively affordable).

On balance 16509 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

25/100
Composite stress
56/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 16509

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk83
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Erie County

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