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ZIP 16508 Foreclosure, Tax-Lien & Distress Report

Erie County, Pennsylvania · Affordable market

ZIP code 16508 in Erie County, Pennsylvania carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 58/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (83/100). Property-level stress concentrates in construction/permit lag (87/100), structural risk (58/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (6/100) register low.

The expansion-phase market in 16508 posted values that rose 7.9% over the year, and 28% higher over three years, at 41/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

15,156 residents call 16508 home, typically aged 38. DLRadar's demographic-stress index for the area reads 26/100. A median home runs $132,500 here, or 2.3 times local income. Around 34% of renters are cost-burdened. Owners hold 66% of homes, renters 34%. Educational attainment sits at 28% bachelor's-or-above. The ZIP holds roughly 7,285 housing units. Median household income is $52,361, below the U.S. median near $78,000. Vacancy runs 6.1%. 14.3% of residents fall below the poverty threshold.

On balance 16508 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 16508 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 16508 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 16508 stays directly comparable to neighboring ZIPs and the rest of Erie County, Pennsylvania. Sparse data for 16508 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 25/100 figure for 16508 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 16508 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

25/100
Composite stress
58/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 16508

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk83
9 further dimensions of distress are measured for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

The 16508 distress snapshot

A live read on 16508: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Each signal above is traceable to an open dataset · methodology

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