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ZIP 16412 Foreclosure, Tax-Lien & Distress Report

Erie County, Pennsylvania · High Vacancy market

Composite property distress in 16412 (Erie County, Pennsylvania) lands at 24/100 — low on DLRadar's distress scoring. Latent structural risk is 54/100 while live distress already moving reads 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (81/100). Property-level stress concentrates in construction/permit lag (83/100), structural risk (54/100), institutional ownership (11/100). By contrast, institutional ownership (11/100) and mortgage stress (6/100) register low.

The market reads expansion — home values rose 7.1% year on year, and 20% higher over three years, at 36/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 13.3% — elevated. Roughly 15.2% live below the poverty line. A median home runs $246,200 here, or 3.3 times local income. 67% of housing is owner-occupied. Rent burden reaches 53% of tenant households. About 50% have a four-year degree. There are about 4,857 housing units across 16412. On demographic stress specifically, 16412 scores 31/100. About 9,726 people live here, median age 39. Households earn a median $67,659 — below the roughly $78,000 national figure.

On the whole, 16412 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 16412 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 16412's 24/100 can be lined up against any neighbor in Erie County, Pennsylvania or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 16412 shows blanks, not estimates, wherever the record is sparse.

The 24/100 figure for 16412 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 16412 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

24/100
Composite stress
54/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 16412

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk81
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

16412 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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