ZIP 16407 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 16407 (Erie County, Pennsylvania) at a low 23/100 for overall property distress. Latent structural risk is 53/100 while live distress already moving reads 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (79/100). The pressure is most legible in construction/permit lag (83/100), structural risk (53/100), institutional ownership (10/100). On the quiet end sit institutional ownership (10/100) and mortgage stress (6/100).

Prices here sit in a expansion phase: values rose 6.9% over the trailing year, and 12% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

10,555 residents call 16407 home, typically aged 43. The ZIP holds roughly 4,788 housing units. 75% of housing is owner-occupied. The poverty rate is 21.2% — high, a tax-stress and distress correlate. The vacancy rate is 9.3%. The demographic-stress sub-score lands at 29/100. The typical home is worth about $134,000 (2.6× income, relatively affordable). Around 21% of adults hold a bachelor's degree or higher. Around 33% of renters are cost-burdened. Households earn a median $48,962 — below the roughly $78,000 national figure.

On the whole, 16407 leans distressed, with opportunity clustered in specific stressed parcels. While 16407 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 16407's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 16407, the field stays empty rather than modeled, and fills in as new documents post.

16407's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 16407 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.