ZIP 16402 Foreclosure, Tax-Lien & Distress Report

ZIP code 16402 in Warren County, Pennsylvania carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. Leading the profile are construction/permit lag (31/100), structural risk (28/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (65/100). Structural exposure scores 28 and live distress 2 on the 0–100 scale.

The market reads peak — home values rose 4.2% year on year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 34/100. Around 100% of renters are cost-burdened. Roughly 6.5% live below the poverty line, a low share typical of higher-equity areas. Around 11% of adults hold a bachelor's degree or higher. About 570 people live here, median age 54. The tenure split is 91% owner-occupied to 9% rented. A median home runs $91,500 here, or 1.6 times local income. The vacancy rate is 23.5% — elevated. Households earn a median $54,783 — below the roughly $78,000 national figure. The ZIP holds roughly 340 housing units.

On the whole, 16402 leans distressed, with opportunity clustered in specific stressed parcels. 16402 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 16402 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 16402 can be compared directly against any other ZIP in Warren County, Pennsylvania or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 16402 shows blanks, not estimates, wherever the record is sparse.

16402's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 16402 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.