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ZIP 16701 Foreclosure, Tax-Lien & Distress Report

Mckean County, Pennsylvania · Affordable market

Mckean County, Pennsylvania's ZIP 16701 registers 16/100 composite distress, which DLRadar reads as low. The split runs 35/100 structural to 2/100 active on the ground. The most distinctive pressure shows up in construction/permit lag (70/100), structural risk (35/100), institutional ownership (10/100). On the quiet end sit institutional ownership (10/100) and mortgage stress (7/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 30% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 9.9%. Rent burden reaches 31% of tenant households. There are about 7,471 housing units across 16701. The demographic-stress sub-score lands at 24/100. About 23% have a four-year degree. The typical home is worth about $106,700 (1.6× income, relatively affordable). Median household income is $61,996, below the U.S. median near $78,000. Population is roughly 16,584 with a median age of 42. The poverty rate is 16.4% — high, a tax-stress and distress correlate. 77% of housing is owner-occupied.

On balance 16701 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 16701's 16/100 can be lined up against any neighbor in Mckean County, Pennsylvania or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 16701, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 16701's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 16701 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

16/100
Composite stress
35/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 16701

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk53
9 further distress layers are graded for 16701

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 16701 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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