ZIP 16701 Property Distress & Foreclosure Data

Mckean County, Pennsylvania's ZIP 16701 registers 14/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 30/100 structural and 2/100 already moving. The most distinctive pressure shows up in construction/permit lag (47/100), structural risk (30/100), institutional ownership (10/100). On the quiet end sit institutional ownership (10/100) and mortgage stress (7/100).

The expansion-phase market in 16701 posted values that rose 5.5% over the year, and 30% higher over three years (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 9.9%. Around 31% of renters are cost-burdened. The ZIP holds roughly 7,471 housing units. The demographic-stress sub-score lands at 24/100. Around 23% of adults hold a bachelor's degree or higher. The typical home is worth about $106,700 (1.6× income, relatively affordable). At $61,996, median income runs below typical U.S. levels. Population is roughly 16,584 with a median age of 42. The poverty rate is 16.4% — high, a tax-stress and distress correlate. 77% of housing is owner-occupied.

On balance 16701 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.