ZIP 14779 Foreclosure, Tax-Lien & Distress Report
Cattaraugus County, New York · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 14779 in Cattaraugus County, New York comes in at 21, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (79/100). The pressure is most legible in construction/permit lag (46/100), structural risk (46/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (9/100) register low. The latent-versus-live split is 46/100 structural and 3/100 already moving.
The market reads peak — home values rose 4.9% year on year (phase confidence 36/100). Topping markets hide individual distress behind strong averages.
About 6,791 people live here, median age 40. On demographic stress specifically, 14779 scores 31/100. The vacancy rate is 19.0% — elevated. Roughly 22.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 58% of housing is owner-occupied. Around 37% of renters are cost-burdened. Home values center near $85,900, an affordability ratio of 2.0× — accessible. There are about 3,516 housing units across 14779. Around 15% of adults hold a bachelor's degree or higher. At $40,933, median income runs below typical U.S. levels.
Net-net, 14779 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 14779 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 14779's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 14779 shows blanks, not estimates, wherever the record is sparse.
14779's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 14779 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 14779
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 14779 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 14779, drawn from the same report attached to each property.
Other Cattaraugus County ZIP codes
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Deterministic. Every signal traces to a public dataset · methodology