ZIP 14141 Property Distress & Foreclosure Data

ZIP code 14141 in Erie County, New York carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (71/100), structural risk (59/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (64/100). The latent-versus-live split is 59/100 structural and 2/100 already moving.

The market reads expansion — home values rose 5.8% year on year, and 28% higher over three years (phase confidence 42/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 30% of renters are cost-burdened. Roughly 9.7% live below the poverty line. The tenure split is 77% owner-occupied to 23% rented. About 28% have a four-year degree. On demographic stress specifically, 14141 scores 26/100. A median home runs $217,800 here, or 2.7 times local income. Households earn a median $71,837 — near the roughly $78,000 national figure. About 7,624 people live here, median age 43. The ZIP holds roughly 3,603 housing units. The vacancy rate is 12.5% — elevated.

Net-net, 14141 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.