New York Property Distress & Foreclosure Data

DLRadar grades property distress across all of New York from verifiable public records alone. The dominant market phase statewide is expansion (avg HPI +6.4% YoY). By market phase, the county split is 60 expansion, 1 contraction, 1 peak. The state covers 62 scored counties and 1,825 ZIP codes, averaging 25/100 composite distress.

Among the hardest-hit are New York County, Westchester County, Nassau County, Suffolk County, Kings County.

At the ZIP level, the highest distress in New York shows up in 13602 (39/100), 13603 (39/100), 13605 (39/100), 13606 (39/100), 13607 (39/100).

A county-level read across New York follows.

In Albany County, the housing market is expansion: home prices up 5.6% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Allegany County is in a expansion market phase, with home prices up 6.5% year over year, holding at its recent peak, bank/credit headwind of 1/100 (light). Bronx County currently reads expansion — home prices up 6.3% year over year, holding at its recent peak, bank/credit headwind of 5/100 (light). Broome County is in a expansion market phase, with home prices up 9.8% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). In Cattaraugus County, the housing market is expansion: home prices up 6.3% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Cayuga County is in a expansion market phase, with home prices up 6.3% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). For Chautauqua County, DLRadar reads a expansion market with home prices up 6.3% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light).

Chemung County is in a peak market phase, with home prices up 1.8% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Chenango County sits in a expansion phase, showing home prices up 6.5% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Clinton County currently reads expansion — home prices up 6.3% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Columbia County currently reads expansion — home prices up 6.3% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). In Cortland County, the housing market is expansion: home prices up 6.3% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). For Delaware County, DLRadar reads a expansion market with home prices up 6.5% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Dutchess County currently reads expansion — home prices up 6.2% year over year, holding at its recent peak, bank/credit headwind of 11/100 (light).

For Erie County, DLRadar reads a expansion market with home prices up 5.7% year over year, holding at its recent peak, bank/credit headwind of 1/100 (light). Essex County is in a expansion market phase, with home prices up 6.5% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Franklin County is in a expansion market phase, with home prices up 6.5% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Fulton County is in a expansion market phase, with home prices up 6.3% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). For Genesee County, DLRadar reads a expansion market with home prices up 6.3% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Greene County currently reads expansion — home prices up 6.5% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). In Hamilton County, the housing market is expansion: home prices up 6.5% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light).

In Herkimer County, the housing market is expansion: home prices up 7.1% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). In Jefferson County, the housing market is contraction: home prices down 3.2% year over year, sitting 7.2% below its recent peak, bank/credit headwind of 0/100 (light). Kings County sits in a expansion phase, showing home prices up 6.3% year over year, holding at its recent peak, bank/credit headwind of 19/100. Lewis County currently reads expansion — home prices up 6.5% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). In Livingston County, the housing market is expansion: home prices up 5.7% year over year, sitting 1.6% below its recent peak, bank/credit headwind of 0/100 (light). In Madison County, the housing market is expansion: home prices up 8.0% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). In Monroe County, the housing market is expansion: home prices up 5.7% year over year, sitting 1.6% below its recent peak, bank/credit headwind of 1/100 (light).

In Montgomery County, the housing market is expansion: home prices up 6.3% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). In Nassau County, the housing market is expansion: home prices up 6.3% year over year, holding at its recent peak, bank/credit headwind of 42/100. New York County sits in a expansion phase, showing home prices up 6.3% year over year, holding at its recent peak, bank/credit headwind of 100/100 (elevated lender stress). Niagara County sits in a expansion phase, showing home prices up 5.7% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Oneida County is in a expansion market phase, with home prices up 7.1% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). For Onondaga County, DLRadar reads a expansion market with home prices up 8.0% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). For Ontario County, DLRadar reads a expansion market with home prices up 5.7% year over year, sitting 1.6% below its recent peak, bank/credit headwind of 0/100 (light).

In Orange County, the housing market is expansion: home prices up 6.2% year over year, holding at its recent peak, bank/credit headwind of 4/100 (light). Orleans County currently reads expansion — home prices up 5.7% year over year, sitting 1.6% below its recent peak, bank/credit headwind of 0/100 (light). Oswego County currently reads expansion — home prices up 8.0% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Otsego County sits in a expansion phase, showing home prices up 6.3% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). In Putnam County, the housing market is expansion: home prices up 6.3% year over year, holding at its recent peak, bank/credit headwind of 8/100 (light). Queens County sits in a expansion phase, showing home prices up 6.3% year over year, holding at its recent peak, bank/credit headwind of 14/100 (light). For Rensselaer County, DLRadar reads a expansion market with home prices up 5.6% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light).

For Richmond County, DLRadar reads a expansion market with home prices up 6.3% year over year, holding at its recent peak, bank/credit headwind of 1/100 (light). In Rockland County, the housing market is expansion: home prices up 6.3% year over year, holding at its recent peak, bank/credit headwind of 15/100 (light). In Saratoga County, the housing market is expansion: home prices up 5.6% year over year, holding at its recent peak, bank/credit headwind of 1/100 (light). Schenectady County sits in a expansion phase, showing home prices up 5.6% year over year, holding at its recent peak, bank/credit headwind of 1/100 (light). Schoharie County is in a expansion market phase, with home prices up 5.6% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Schuyler County currently reads expansion — home prices up 6.5% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). For Seneca County, DLRadar reads a expansion market with home prices up 6.3% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light).

In Steuben County, the housing market is expansion: home prices up 6.3% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light).

DLRadar scores New York the same way it scores every state: deterministic public-record signals (foreclosure, mortgage, tax, lien, bank and climate) combined into one 0–100 distress reading per area. A expansion-leaning state like New York rewards drilling past the average into the specific counties and ZIPs that stand out.

Select any county below for its breakdown, or drill straight to a ZIP report. The full New York report lists each distressed property statewide: owner, address, APN, score, bank exposure and exit read.