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Lewis County, NY: Foreclosures, Tax Liens & Distressed Properties

Lewis County, NY, New York: 23 ZIP codes scored, Lewis County, NY averaging 17/100 (low, Lewis, NY), from 15 to 23. Lewis County, NY is in its expansion phase (Lewis, NY confidence 38/100): Lewis, NY home prices up 6.0% (Lewis, NY) over twelve months. Lewis County, NY lender headwind: 62/100.

Highest-scoring Lewis County, NY ZIPs: 13437 (23/100), 13601 (22/100), 13648 (22/100), 13682 (22/100), 13309 (21/100), 13316 (21/100). Also scored in Lewis County, NY: 13471, 13619, 13626, 13665, 13305, 13312, 13325, 13327, 13343, 13345.

Across Lewis County, NY's scored ZIPs: median home value $161,991, household income $63,033, 25.9% vacancy, 11.5% poverty, 80% owner-occupied, median age 44.1.

Lewis County, NY insurance distress 62/100 (#847 in the US); FEMA hazard 63/100 for Lewis, NY; 4 federal disaster declarations in Lewis County, NY since 2023 (2 flood); 1 Lewis, NY NFIP flood claims, $18K paid; Lewis, NY construction distress 3/100.

3 banks with 6 branches lend in Lewis County, NY; Lewis, NY weighted bank stress 65/100, highest 68/100 in Lewis, NY.

Lewis County, NY unemployment 3.7% (Lewis, NY -3.2 pts, six months); 160 new housing units permitted in Lewis County, NY over twelve months, Lewis, NY up 86% from 86; Lewis, NY home prices +14.3% a year (Lewis, NY) over three years.

15,637 housing units in Lewis County, NY; 2,146 Lewis, NY renter households; 36% of Lewis, NY renters spend 30%+ of income on rent, 20% (Lewis, NY) half or more.

Lewis County, NY ranks #1,054 nationally on the opportunity index (Lewis, NY, among all ranked counties); Lewis, NY scores 31.0/100 and Lewis, NY sits #14 inside New York. Lewis, NY is in the watchlist opportunity phase; Lewis, NY's primary driver is vacancy, Lewis, NY second driver bank institutional; Lewis, NY moved up 687 places. 8 short-sale listings across Lewis, NY; 59 days on market observed in Lewis, NY; 21.0% vacancy over 23 Lewis, NY ZIPs.

No CFPB county sample covers Lewis County, NY. The non-metro area reading for Lewis, NY: 0.8% ninety-plus days late; Lewis, NY's thirty-to-eighty-nine share is 3.0% (Lewis, NY, December 2025 data); New York overall 1.0%.

Lewis County, NY has 2 watched banks; 2 Lewis, NY banks sit in an elevated band. Lewis, NY footprints: Community Bank National Assn (4 branches, stress 68) in Lewis, NY; Carthage S&L Na (1 branch, stress 53) in Lewis, NY.

HUD lists 1 assisted multifamily property in Lewis County, NY with 75 units.

4,527 of the 15,637 housing units in Lewis, NY sit vacant. Lewis County, NY permitted 75 multifamily units in twelve months; Lewis, NY's one-to-four unit structures added 85 units in Lewis County, NY.

Expansion
Market phase
6%
Lewis, NY HPI YoY
0%
Drawdown
38
Lewis confidence

Most distressed ZIP codes in Lewis County

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