ZIP 13437 Foreclosure, Tax-Lien & Distress Report
Oswego County, New York · High Vacancy market
Scored purely from public records, 13437 (Oswego County, New York) returns a low composite of 25/100. The latent-versus-live split is 55/100 structural and 6/100 already moving. Property-level stress concentrates in construction/permit lag (55/100), structural risk (55/100), institutional ownership (41/100). By contrast, mortgage stress (19/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (65/100), FEMA disaster exposure (60/100).
The expansion-phase market in 13437 posted values that rose 5.9% over the year (phase confidence 42/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
A median home runs $91,400 here, or 1.9 times local income. The ZIP holds roughly 641 housing units. Population is roughly 254 with a median age of 57. Around 56% of renters are cost-burdened. Owners hold 89% of homes, renters 11%. The vacancy rate is 79.7% — elevated. Roughly 15.0% live below the poverty line. On demographic stress specifically, 13437 scores 35/100. Median household income is $48,375, below the U.S. median near $78,000. Around 12% of adults hold a bachelor's degree or higher.
Net-net, 13437 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 13437's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 13437 shows blanks, not estimates, wherever the record is sparse.
The 25/100 figure for 13437 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 13437 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 13437
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
13437 at a glance
13437 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Oswego County ZIPs near 13437
Explore related distress reports
Further distress data across Oswego County, New York at ZIP, county and state level.
Unlock parcel-level detail for ZIP 13437
The full 13437 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology