ZIP 13074 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 13074 (Oswego County, New York) at a low 26/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (68/100), flood (NFIP) exposure (63/100)). Latent structural risk is 58/100 while live distress already moving reads 5/100. Its heaviest discrete signals: construction/permit lag (68/100), structural risk (58/100), institutional ownership (35/100). institutional ownership (35/100) and mortgage stress (17/100) stay muted.

The market reads expansion — home values rose 5.8% year on year (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $73,681, median income runs near typical U.S. levels. A median home runs $144,400 here, or 1.9 times local income. There are about 1,892 housing units across 13074. Around 11% of adults hold a bachelor's degree or higher. Roughly 14.9% live below the poverty line. DLRadar's demographic-stress index for the area reads 26/100. The vacancy rate is 9.9%. 4,471 residents call 13074 home, typically aged 41. Rent burden reaches 30% of tenant households. The tenure split is 81% owner-occupied to 19% rented.

On balance 13074 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 13074 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 13074's 26/100 can be lined up against any neighbor in Oswego County, New York or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 13074 shows blanks, not estimates, wherever the record is sparse.

Each component behind 13074 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. The point of the 13074 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.