ZIP 13074 Property Distress & Foreclosure Data

Oswego County, New York's ZIP 13074 registers 27/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (68/100), flood (NFIP) exposure (62/100)). The latent-versus-live split is 60/100 structural and 5/100 already moving. The most distinctive pressure shows up in construction/permit lag (70/100), structural risk (60/100), institutional ownership (40/100). On the quiet end sit mortgage stress (17/100).

The expansion-phase market in 13074 posted values that rose 7.9% over the year (phase confidence 51/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $73,681, near the U.S. median near $78,000. Home values center near $144,400, an affordability ratio of 1.9× — accessible. The ZIP holds roughly 1,892 housing units. Educational attainment sits at 11% bachelor's-or-above. 14.9% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 26/100. The vacancy rate is 9.9%. Population is roughly 4,471 with a median age of 41. Around 30% of renters are cost-burdened. Owners hold 81% of homes, renters 19%.

On balance 13074 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.