ZIP 13126 Property Distress & Foreclosure Data

DLRadar grades ZIP 13126 (Oswego County, New York) at a low 27/100 for overall property distress. Property-level stress concentrates in construction/permit lag (70/100), structural risk (61/100), institutional ownership (42/100). mortgage stress (17/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (68/100), flood (NFIP) exposure (65/100). The latent-versus-live split is 61/100 structural and 5/100 already moving.

Prices here sit in a expansion phase: values rose 8.0% over the trailing year, and 24% higher over three years (phase confidence 52/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 13.1% — elevated. On demographic stress specifically, 13126 scores 29/100. Households earn a median $63,590 — below the roughly $78,000 national figure. About 29% have a four-year degree. Roughly 17.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $145,400 here, or 2.1 times local income. Around 46% of renters are cost-burdened. 36,199 residents call 13126 home, typically aged 35. The tenure split is 66% owner-occupied to 34% rented. The ZIP holds roughly 15,648 housing units.

Taken together, 13126 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.