ZIP 13073 Foreclosure, Tax-Lien & Distress Report
Tompkins County, New York · Cooling Market market
Scored purely from public records, 13073 (Tompkins County, New York) returns a moderate composite of 37/100. Climate and flood risk are elevated too — climate & FEMA risk (75/100). The sharpest non-environmental signals are insurance pressure (58/100), price dislocation (50/100), construction/permit lag (50/100). By contrast, institutional ownership (6/100) and mortgage stress (4/100) register low. Structural risk reads 39/100 against active distress of 1/100.
Prices here sit in a contraction phase: values fell 5.0% over the trailing year, 6.6% off the recent peak, and 34% higher over three years, at 100/100 phase confidence. A cooling market tends to open discount-to-value windows.
Home values center near $167,600, an affordability ratio of 2.4× — accessible. 74% of housing is owner-occupied. Population is roughly 6,246 with a median age of 43. The ZIP holds roughly 2,687 housing units. Vacancy runs 5.4%. Median household income is $71,316, near the U.S. median near $78,000. Rent burden reaches 43% of tenant households. The poverty rate is 8.7%. Around 29% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 26/100.
Net-net, 13073 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 13073 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 13073 runs through one identical public-record model, so its 37/100 sits on the same scale as every other ZIP in Tompkins County, New York and the nation. Sparse data for 13073 shows as blanks, never estimates, and the score updates on every fresh public filing.
13073's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 13073 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 13073 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 13073 Stress Report snapshot
The live 13073 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Tompkins County
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Rules-based scoring — each signal ties to a public dataset · methodology