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ZIP 14881 Foreclosure, Tax-Lien & Distress Report

Tompkins County, New York · Cooling Market market

Tompkins County, New York's ZIP 14881 registers 37/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — climate & FEMA risk (75/100). What sets it apart are the readings on insurance pressure (58/100), price dislocation (50/100), construction/permit lag (50/100). By contrast, structural risk (39/100) and institutional ownership (6/100) register low. Structural exposure scores 39 and live distress 0 on the 0–100 scale.

Prices here sit in a contraction phase: values fell 5.2% over the trailing year, 6.7% off the recent peak, at 100/100 phase confidence. A cooling market tends to open discount-to-value windows.

Median household income is $82,321, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 18/100. 33% of housing is owner-occupied. About 56% have a four-year degree. Around 0% of renters are cost-burdened. The ZIP holds roughly 68 housing units. The vacancy rate is 11.3% — elevated. Population is roughly 159 with a median age of 62. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas.

Net-net, 14881 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 14881 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 14881 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 37/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 14881, the field stays empty rather than modeled, and fills in as new documents post.

14881's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 14881 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

37/100
Composite stress
39/100
Structural risk
0/100
Distress activity

ZIP 14881 distress signals, scored

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk75
14881 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 14881 by the numbers

Current distress, phase, housing and lender-pressure figures for 14881, drawn from the same report attached to each property.

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Adjacent Tompkins County ZIP reports

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Further distress data across Tompkins County, New York at ZIP, county and state level.

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