ZIP 13864 Property Distress & Foreclosure Data

In Tioga County, New York, ZIP 13864 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 42 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (64/100), flood (NFIP) exposure (60/100). Its standout signals are construction/permit lag (46/100), structural risk (42/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 8.9% over the trailing year, at 64/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

1,421 residents call 13864 home, typically aged 50. Vacancy runs 0.0%. The tenure split is 68% owner-occupied to 32% rented. There are about 660 housing units across 13864. A median home runs $126,700 here, or 2.5 times local income. Households earn a median $53,015 — below the roughly $78,000 national figure. Roughly 29.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 35% of tenant households. On demographic stress specifically, 13864 scores 30/100. About 19% have a four-year degree.

Taken together, 13864 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.