ZIP 13827 Property Distress & Foreclosure Data

ZIP code 13827 in Tioga County, New York carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (44/100), structural risk (43/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). Environmental exposure also runs high (flood (NFIP) exposure (73/100), climate & FEMA risk (60/100)). The latent-versus-live split is 43/100 structural and 2/100 already moving.

The expansion-phase market in 13827 posted values that rose 9.8% over the year, and 26% higher over three years (phase confidence 76/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

DLRadar's demographic-stress index for the area reads 27/100. 17.3% of residents fall below the poverty threshold. The vacancy rate is 6.6%. Around 42% of renters are cost-burdened. Educational attainment sits at 29% bachelor's-or-above. Owners hold 69% of homes, renters 31%. Median household income is $70,796, near the U.S. median near $78,000. The ZIP holds roughly 5,336 housing units. Population is roughly 11,713 with a median age of 43. Home values center near $156,400, an affordability ratio of 2.0× — accessible.

On balance 13827 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.