Tioga County, NY: Foreclosures, Tax Liens & Distressed Properties
Tioga County, NY, New York: 15 ZIP codes scored, Tioga County, NY averaging 19/100 (low, Tioga, NY), from 12 to 36. Tioga County, NY is in its peak phase (Tioga, NY confidence 46/100): Tioga, NY home prices up 1.8% (Tioga, NY) over twelve months, 1.8% under their peak. Tioga County, NY lender headwind: 63/100.
Highest-scoring Tioga County, NY ZIPs: 14817 (36/100), 13760 (27/100), 13835 (21/100), 13736 (19/100), 13811 (19/100), 13732 (18/100). Also scored in Tioga County, NY: 13734, 13743, 13812, 13827, 13864, 14883, 14859, 14892, 14889.
Across Tioga County, NY's scored ZIPs: median home value $152,567, household income $67,150, 8.6% vacancy, 12.0% poverty, 78% owner-occupied, median age 44.6.
Tioga County, NY insurance distress 24/100 (#1,978 in the US); FEMA hazard 0/100 for Tioga, NY; 6 Tioga, NY NFIP flood claims, $74K paid; Tioga, NY construction distress 39/100.
5 banks with 9 branches lend in Tioga County, NY; Tioga, NY weighted bank stress 61/100, highest 68/100 in Tioga, NY.
Tioga County, NY unemployment 3.7% (Tioga, NY -1.1 pts, six months); 158 new housing units permitted in Tioga County, NY over twelve months, Tioga, NY up 12% from 141; Tioga, NY home prices +8.0% a year (Tioga, NY) over three years.
22,104 housing units in Tioga County, NY; 4,403 Tioga, NY renter households; 45% of Tioga, NY renters spend 30%+ of income on rent, 23% (Tioga, NY) half or more.
Tioga County, NY ranks #2,079 nationally on the opportunity index (Tioga, NY, among all ranked counties); Tioga, NY scores 27.4/100 and Tioga, NY sits #37 inside New York. Tioga, NY is in the weak opportunity phase; Tioga, NY's primary driver is bank institutional, Tioga, NY second driver construction; Tioga, NY moved up 466 places. 4 short-sale listings across Tioga, NY; 51 days on market observed in Tioga, NY; 7.8% vacancy over 15 Tioga, NY ZIPs.
No CFPB county sample covers Tioga County, NY. The metro area reading for Tioga, NY (Binghamton, NY): 1.2% ninety-plus days late; Tioga, NY's thirty-to-eighty-nine share is 2.0% (Tioga, NY, December 2025 data); New York overall 1.0%.
Tioga County, NY has 5 watched banks; 5 Tioga, NY banks sit in an elevated band. Tioga, NY footprints: Tioga Stb Na (4 branches, stress 62) in Tioga, NY; Chemung Canal Trust Co (2 branches, stress 60) in Tioga, NY; Community Bank National Assn (1 branch, stress 68) in Tioga, NY.
HUD lists 1 assisted multifamily property in Tioga County, NY with 75 units; 75 Tioga, NY units are assisted, 1 Tioga, NY properties under project-based Section 8.
1,757 of the 22,104 housing units in Tioga, NY sit vacant. Tioga County, NY permitted 79 multifamily units in twelve months; Tioga, NY's one-to-four unit structures added 79 units in Tioga County, NY.