ZIP 13835 Property Distress & Foreclosure Data

Tioga County, New York's ZIP 13835 registers 24/100 composite distress, which DLRadar reads as low. Structural exposure scores 54 and live distress 4 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (66/100), flood (NFIP) exposure (61/100). The most distinctive pressure shows up in construction/permit lag (64/100), structural risk (54/100), institutional ownership (29/100). By contrast, institutional ownership (29/100) and mortgage stress (12/100) register low.

The market reads expansion — home values rose 9.3% year on year, at 68/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $103,000 (1.5× income, relatively affordable). There are about 642 housing units across 13835. About 1,182 people live here, median age 54. Vacancy runs 13.9%, above the national norm and a classic distress-and-opportunity signal. Around 25% of adults hold a bachelor's degree or higher. Rent burden reaches 48% of tenant households. 82% of housing is owner-occupied. The demographic-stress sub-score lands at 24/100. The poverty rate is 6.3% — low. At $71,688, median income runs near typical U.S. levels.

Net-net, 13835 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.