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ZIP 13730 Foreclosure, Tax-Lien & Distress Report

Chenango County, New York · High Vacancy market

On DLRadar's 0-100 distress scale, ZIP 13730 in Chenango County, New York comes in at 28, a low composite-distress reading. The latent-versus-live split is 63/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (73/100), flood (NFIP) exposure (73/100), FEMA disaster exposure (60/100). Property-level stress concentrates in structural risk (63/100), construction/permit lag (59/100), institutional ownership (49/100). mortgage stress (23/100) stay muted.

The market reads expansion — home values rose 5.4% year on year, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 19.8%, above the national norm and a classic distress-and-opportunity signal. A median home runs $138,500 here, or 1.9 times local income. Around 44% of renters are cost-burdened. Educational attainment sits at 12% bachelor's-or-above. About 2,763 people live here, median age 53. There are about 1,563 housing units across 13730. 73% of housing is owner-occupied. The poverty rate is 12.5%. The demographic-stress sub-score lands at 29/100. Households earn a median $61,466 — below the roughly $78,000 national figure.

Taken together, 13730 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 13730 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 13730's 28/100 can be lined up against any neighbor in Chenango County, New York or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 13730, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

13730's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 13730 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

28/100
Composite stress
63/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 13730

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk73
Another 9 scored dimensions sit behind 13730

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 13730 distress snapshot

A live read on 13730: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

Loading ZIP 13730 stress data…

Chenango County ZIPs near 13730

Nearest ZIP codes to 13730

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Related ZIP, county and statewide reads linked to Chenango County, New York.

Open the complete 13730 acquisition file

Open 13730 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.

Each signal above is traceable to an open dataset · methodology

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