ZIP 13730 Property Distress & Foreclosure Data

Composite property distress in 13730 (Chenango County, New York) lands at 31/100 — moderate on DLRadar's public-record scoring. Structural risk reads 69/100 against active distress of 7/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100), climate & FEMA risk (73/100), FEMA disaster exposure (73/100). The sharpest non-environmental signals are construction/permit lag (69/100), structural risk (69/100), institutional ownership (56/100). By contrast, mortgage stress (23/100) register low.

The market reads expansion — home values rose 6.9% year on year, at 36/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 19.8%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $138,500 (1.9× income, relatively affordable). Rent burden reaches 44% of tenant households. Around 12% of adults hold a bachelor's degree or higher. About 2,763 people live here, median age 53. There are about 1,563 housing units across 13730. 73% of housing is owner-occupied. The poverty rate is 12.5%. The demographic-stress sub-score lands at 29/100. At $61,466, median income runs below typical U.S. levels.

Net-net, 13730 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.