ZIP 13780 Property Distress & Foreclosure Data

Composite property distress in 13780 (Chenango County, New York) lands at 30/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (76/100), FEMA disaster exposure (73/100), climate & FEMA risk (71/100). On the structural side it scores 68/100, with 7/100 of stress already active. The sharpest non-environmental signals are structural risk (68/100), construction/permit lag (65/100), institutional ownership (56/100). mortgage stress (23/100) stay muted.

Prices here sit in a expansion phase: values rose 6.5% over the trailing year (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $75,278 — near the roughly $78,000 national figure. The vacancy rate is 40.3% — elevated. The tenure split is 89% owner-occupied to 11% rented. About 22% have a four-year degree. On demographic stress specifically, 13780 scores 20/100. 842 residents call 13780 home, typically aged 47. Roughly 4.9% live below the poverty line, a low share typical of higher-equity areas. A median home runs $98,100 here, or 1.6 times local income. Around 0% of renters are cost-burdened. The ZIP holds roughly 664 housing units.

Taken together, 13780 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.