ZIP 13780 Foreclosure, Tax-Lien & Distress Report
Chenango County, New York · High Vacancy market
DLRadar grades ZIP 13780 (Chenango County, New York) at a moderate 30/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), flood (NFIP) exposure (75/100), climate & FEMA risk (71/100). Latent structural risk is 67/100 while live distress already moving reads 7/100. What sets it apart are the readings on structural risk (67/100), construction/permit lag (61/100), institutional ownership (54/100). By contrast, mortgage stress (23/100) register low.
The expansion-phase market in 13780 posted values that rose 6.0% over the year, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
At $75,278, median income runs near typical U.S. levels. The vacancy rate is 40.3% — elevated. 89% of housing is owner-occupied. About 22% have a four-year degree. On demographic stress specifically, 13780 scores 20/100. About 842 people live here, median age 47. 4.9% of residents fall below the poverty threshold. Home values center near $98,100, an affordability ratio of 1.6× — accessible. Rent burden reaches 0% of tenant households. The ZIP holds roughly 664 housing units.
On the whole, 13780 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 13780 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 13780's 30/100 can be lined up against any neighbor in Chenango County, New York or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 13780, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 13780 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. The point of the 13780 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 13780 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 13780 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 13780, the same set carried on every parcel.
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