ZIP 13832 Foreclosure, Tax-Lien & Distress Report
Chenango County, New York · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 13832 in Chenango County, New York comes in at 30, a moderate composite-distress reading. Its heaviest discrete signals: structural risk (67/100), construction/permit lag (61/100), institutional ownership (54/100). mortgage stress (23/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (84/100), flood (NFIP) exposure (75/100), climate & FEMA risk (71/100)). Latent structural risk is 67/100 while live distress already moving reads 7/100.
Prices here sit in a expansion phase: values rose 6.0% over the trailing year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
17.2% of residents fall below the poverty threshold. There are about 277 housing units across 13832. Households earn a median $70,625 — near the roughly $78,000 national figure. Vacancy runs 32.5%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 0% of tenant households. The tenure split is 94% owner-occupied to 6% rented. Educational attainment sits at 6% bachelor's-or-above. The demographic-stress sub-score lands at 23/100. Population is roughly 513 with a median age of 40. Home values center near $142,900, an affordability ratio of 1.9× — accessible.
Taken together, 13832 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 13832 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 13832's 30/100 can be lined up against any neighbor in Chenango County, New York or any ZIP coast to coast. Where the public record is thin for 13832, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 13832 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. For an operator, 13832 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 13832
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 13832 Stress Report snapshot
A live read on 13832: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Unlock parcel-level detail for ZIP 13832
Open 13832 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology