ZIP 13832 Property Distress & Foreclosure Data

In Chenango County, New York, ZIP 13832 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (68/100), construction/permit lag (65/100), institutional ownership (56/100). By contrast, mortgage stress (23/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (76/100), FEMA disaster exposure (73/100), climate & FEMA risk (71/100). On the structural side it scores 68/100, with 7/100 of stress already active.

The market reads expansion — home values rose 6.5% year on year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 17.2% — high, a tax-stress and distress correlate. The ZIP holds roughly 277 housing units. At $70,625, median income runs near typical U.S. levels. The vacancy rate is 32.5% — elevated. Around 0% of renters are cost-burdened. 94% of housing is owner-occupied. Around 6% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 23/100. About 513 people live here, median age 40. The typical home is worth about $142,900 (1.9× income, relatively affordable).

Net-net, 13832 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.