ZIP 13464 Foreclosure, Tax-Lien & Distress Report
Chenango County, New York · High Vacancy market
ZIP code 13464 in Chenango County, New York carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic distress index. Latent structural risk is 63/100 while live distress already moving reads 7/100. Its standout signals are structural risk (63/100), construction/permit lag (61/100), institutional ownership (48/100). By contrast, mortgage stress (23/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (74/100), climate & FEMA risk (71/100).
The expansion-phase market in 13464 posted values that rose 6.0% over the year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
The vacancy rate is 29.7% — elevated. The typical home is worth about $80,800 (1.4× income, relatively affordable). 12.2% of residents fall below the poverty threshold. Around 11% of adults hold a bachelor's degree or higher. 1,154 residents call 13464 home, typically aged 53. Around 52% of renters are cost-burdened. There are about 729 housing units across 13464. Median household income is $55,711, below the U.S. median near $78,000. The tenure split is 88% owner-occupied to 12% rented. On demographic stress specifically, 13464 scores 28/100.
Net-net, 13464 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 13464 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 13464 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 13464 can be compared directly against any other ZIP in Chenango County, New York or nationwide. The score is rebuilt from public data as it updates, so 13464 reflects the current record instead of a stale or modeled snapshot.
The 28/100 figure for 13464 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 13464 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 13464
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 13464 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 13464, the same set carried on every parcel.
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See every distressed parcel in 13464
See who owns each distressed property in 13464, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology