ZIP 13464 Property Distress & Foreclosure Data

DLRadar grades ZIP 13464 (Chenango County, New York) at a moderate 30/100 for overall property distress. Structural exposure scores 67 and live distress 7 on the 0–100 scale. Property-level stress concentrates in structural risk (67/100), construction/permit lag (65/100), institutional ownership (56/100). On the quiet end sit mortgage stress (23/100). Environmental exposure also runs high (flood (NFIP) exposure (76/100), FEMA disaster exposure (72/100), climate & FEMA risk (71/100)).

The expansion-phase market in 13464 posted values that rose 6.6% over the year, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 29.7%, above the national norm and a classic distress-and-opportunity signal. Home values center near $80,800, an affordability ratio of 1.4× — accessible. 12.2% of residents fall below the poverty threshold. Educational attainment sits at 11% bachelor's-or-above. Population is roughly 1,154 with a median age of 53. Rent burden reaches 52% of tenant households. There are about 729 housing units across 13464. Median household income is $55,711, below the U.S. median near $78,000. Owners hold 88% of homes, renters 12%. DLRadar's demographic-stress index for the area reads 28/100.

On the whole, 13464 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.