ZIP 13830 Foreclosure, Tax-Lien & Distress Report

ZIP 13830's composite property-distress score is 28/100 - DLRadar classes that as low for Chenango County, New York. Its heaviest discrete signals: structural risk (64/100), construction/permit lag (62/100), institutional ownership (49/100). mortgage stress (23/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (74/100), climate & FEMA risk (71/100), FEMA disaster exposure (60/100). Structural exposure scores 64 and live distress 7 on the 0–100 scale.

The expansion-phase market in 13830 posted values that rose 6.0% over the year, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $62,267, below the U.S. median near $78,000. Rent burden reaches 52% of tenant households. 12.9% of residents fall below the poverty threshold. Around 15% of adults hold a bachelor's degree or higher. Vacancy runs 19.2%, above the national norm and a classic distress-and-opportunity signal. A median home runs $130,100 here, or 1.9 times local income. 84% of housing is owner-occupied. About 4,826 people live here, median age 48. The demographic-stress sub-score lands at 28/100. The ZIP holds roughly 2,449 housing units.

Taken together, 13830 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 13830's 28/100 can be lined up against any neighbor in Chenango County, New York or any ZIP coast to coast. 13830 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

13830's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 13830 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.