ZIP 13830 Property Distress & Foreclosure Data

Chenango County, New York's ZIP 13830 registers 30/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (68/100), construction/permit lag (65/100), institutional ownership (56/100). On the quiet end sit mortgage stress (23/100). Environmental exposure also runs high (flood (NFIP) exposure (76/100), FEMA disaster exposure (73/100), climate & FEMA risk (71/100)). The latent-versus-live split is 68/100 structural and 7/100 already moving.

The expansion-phase market in 13830 posted values that rose 6.5% over the year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $62,267, below the U.S. median near $78,000. Around 52% of renters are cost-burdened. 12.9% of residents fall below the poverty threshold. Educational attainment sits at 15% bachelor's-or-above. The vacancy rate is 19.2% — elevated. Home values center near $130,100, an affordability ratio of 1.9× — accessible. Owners hold 84% of homes, renters 16%. Population is roughly 4,826 with a median age of 48. DLRadar's demographic-stress index for the area reads 28/100. The ZIP holds roughly 2,449 housing units.

On the whole, 13830 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.