ZIP 13787 Property Distress & Foreclosure Data

ZIP code 13787 in Broome County, New York carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 73 and live distress 7 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (82/100), FEMA disaster exposure (73/100), flood (NFIP) exposure (70/100). What sets it apart are the readings on construction/permit lag (79/100), structural risk (73/100), institutional ownership (55/100). By contrast, mortgage stress (22/100) register low.

The market reads expansion — home values rose 8.7% year on year, at 60/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 3,120 people live here, median age 51. 85% of housing is owner-occupied. The poverty rate is 7.3% — low. Vacancy runs 18.6%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $132,500 (2.0× income, relatively affordable). Around 10% of adults hold a bachelor's degree or higher. There are about 1,495 housing units across 13787. Rent burden reaches 31% of tenant households. The demographic-stress sub-score lands at 25/100. At $66,733, median income runs below typical U.S. levels.

Net-net, 13787 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.