ZIP 13787 Foreclosure, Tax-Lien & Distress Report
Broome County, New York · High Vacancy market
In Broome County, New York, ZIP 13787 scores 30 of 100 for composite distress, a moderate level on DLRadar's distress index. The latent-versus-live split is 66/100 structural and 7/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (82/100), FEMA disaster exposure (71/100), flood (NFIP) exposure (68/100). Leading the profile are structural risk (66/100), institutional ownership (54/100), construction/permit lag (53/100). By contrast, mortgage stress (22/100) register low.
Prices here sit in a peak phase: values rose 3.2% over the trailing year, 1.2% off the recent peak, at 44/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 3,120 people live here, median age 51. Owners hold 85% of homes, renters 15%. Roughly 7.3% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 18.6%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $132,500 (2.0× income, relatively affordable). About 10% have a four-year degree. The ZIP holds roughly 1,495 housing units. Rent burden reaches 31% of tenant households. On demographic stress specifically, 13787 scores 25/100. At $66,733, median income runs below typical U.S. levels.
Net-net, 13787 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 13787 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 13787 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 13787 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 30/100 for 13787 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 13787 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 13787
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 13787 Stress Report snapshot
13787 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Adjacent Broome County ZIP reports
Nearest ZIP codes to 13787
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
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The complete 13787 distress and acquisition report
The full 13787 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
No modelling: every input is a public record · methodology